Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Insure the Ones You Love
Posted: February 22, 2022
February is Insure Your Love Month. This is the seventh year of the Insure Your Love Campaign, coordinated by Life Happens. Buying life insurance to protect the ones you care about is an expression of love. Valentine’s Day falls in February, which makes it the perfect time to remind people of the need for proper life insurance planning to benefit their loved ones. Why Is...
3 Myths About Workers’ Compensation
Posted: February 19, 2022
Workers’ compensation insurance is essential for any business with employees. Unfortunately, myths about workers’ compensation coverage abound. These misconceptions can have an impact on the overall success of your business. The following are some of the most common myths among business owners concerning workers’ compensation insurance: My Business Is Small with Low Risk of Injury, So I Don’t Need Workers’ Compensation Insurance. Regardless of the...
4 Ways to Protect Your Rental Property
Posted: February 16, 2022
Renting out a property is a great way to generate passive income, but there are always some risks involved. Those risks include liability for injuries sustained on the property, physical damage to the property itself, and non-paying tenants. Taking the following steps can help minimize your risk as a landlord. Purchase Landlord Insurance This is essential protection to cover common occurrences such as fire, lightning,...
What Determines the Cost of Health Insurance?
Posted: February 10, 2022
Everyone in the U.S. needs health insurance today. When you reach age 65, Medicare provides low-cost health coverage. Below that age, the cost of health insurance can vary, depending on a number of factors. Since the Affordable Care Act (ACA) went into effect, insurance companies are using different factors to determine premiums for health insurance plans. For example, under the ACA, your gender and your...
Why Life Insurance Is Still Important If You’re Single
Posted: February 7, 2022
Many single people believe they don’t need life insurance. With no one relying on their income to act as beneficiaries, why should they pay the monthly premiums? The truth is life insurance is not just for married people with children. It can have many benefits for single people as well. When Can Single People Benefit from Life Insurance? Life insurance can benefit single individuals in...